My goal is to help Colorado homeowners 62 and older by presenting all mortgage options available to them – including the FHA insured reverse mortgage known as a Home Equity Conversion Mortgage, or HECM. Different loans are designed to benefit different people. Many first-time home buyers in Colorado use the popular down payment assistance program CHFA to get their first home. Veterans can get loans through the VA which don’t require a down payment. Seniors have the HECM. Reach out today to find out how a HECM could benefit you in your retirement years.